Informative Journal of Management Sciences (IJMS) https://www.cubicjournals.com/index.php/IJMS <p>Informative Journal of Management Sciences aims to promote the quality research content of researchers. IJMS publish a research paper in all field of Management Sciences such as Marketing, Finance, Supply Chain Management (SCM), Human Resource Management, Project Management, etc. Cubic journals accept all types of content in the domain of management sciences such as <em><strong>Systematic Literature Reviews (SLR), Survey articles, Survey Articles, Argumentative research papers, Quantitative and Experimental studies</strong></em> as well. Our highly Qualified review your piece of research and publish it in the journal There are no hidden fees of publication. Quality and unique content is the only requirement to publish a research paper. Cubic journals provide a reference guide to new authors to polish their skills. <br />We accept new research ideas in all domains of management sciences. However, the author has to fulfill a couple of requirements before submitting a paper.</p> <ol> <li>Research content must have a clear idea and methodology such as SLR, Quantitative and Qualitative approaches.</li> <li>The plagiarism should not be more than 10% otherwise author has to resubmit the paper after modification.</li> </ol> en-US cubicwriter@gmail.com (Naveed Qureshi) cubicwriter@gmail.com (Naveed Qureshi) Mon, 10 Jul 2023 10:09:45 +0000 OJS 3.3.0.8 http://blogs.law.harvard.edu/tech/rss 60 The IMPACT OF CONSUMER PURCHASE BEHAVIOUR CHANGES ON THE BUSINESS MODEL DESIGN OF CONSUMERS SERVICE COMPANIES OVER THE COURSE OF COVID-19 https://www.cubicjournals.com/index.php/IJMS/article/view/28 <p>Customers are being thriftier as a result of the downturn, therefore businesses need to provide excellent value while maintaining their typical quality of service. To be successful, businesses must adapt to the ever-shifting preferences of their target demographic. Customers are more concerned about their health and the health of the environment, and businesses need to cater to this trend by offering suitable products and services. The strategy behind developing products and services aimed at the general public is discussed in depth in this seminal work, which examines the impact of digital technological advancements, economic factors and market trends, and shifting consumer preferences. Study will discuss how businesses may adapt their methods of service delivery to the ever-changing demands of their customers in today's competitive market. People may shop whenever and wherever they choose thanks to the portability of gadgets like smartphones and tablets. Businesses are increasingly turning to mobile applications as a means of communicating with their customers due to the ease of push alerts and location-based offers. Social media is another aspect of digital technology that has influenced changes in consumer behaviour. As social media has grown in popularity, it has been easier for firms to connect with their consumers on a personal level. Expanding a business's consumer base and income through the usage of social media influencers is becoming increasingly important.</p> <p>&nbsp;</p> Yeo Kok Vui Copyright (c) 2023 Informative Journal of Management Sciences (IJMS) https://www.cubicjournals.com/index.php/IJMS/article/view/28 Mon, 10 Jul 2023 00:00:00 +0000 The Effects of Population Growth on Economic Growth in Malaysia https://www.cubicjournals.com/index.php/IJMS/article/view/26 <p>The relationship between population growth and economic growth has been a topic of interest for policymakers and economists around the world. Malaysia, one of the fastest-growing countries in Southeast Asia, has experienced significant population growth in recent years, with a projected population of 38.6 million by 2040. This thesis aims to examine the effects of population growth on economic growth in Malaysia, using both theoretical and empirical analyses. The results suggest that while there are positive effects of population growth on economic growth, there are also negative effects that policymakers need to consider.</p> <p>&nbsp;</p> Ong Ming Hui Copyright (c) 2023 Informative Journal of Management Sciences (IJMS) https://www.cubicjournals.com/index.php/IJMS/article/view/26 Mon, 10 Jul 2023 00:00:00 +0000 A review of literature on the impact of fintech firms on the banking industry. https://www.cubicjournals.com/index.php/IJMS/article/view/29 <p>There has been a lot of study in recent years on how digital finance and fintech affect those who lack access to traditional banking services. Digital finance and fintech have the potential to increase financial inclusion in developing countries by making new financial services like mobile money, digital credit, and mobile savings accounts more widely available. This is according to a study by the Consultative Group to Assist the Poor (CGAP). World Bank (2017) research indicated that in Sub-Saharan Africa, where just 34% of individuals have access to a formal bank account, mobile money services have expanded financial inclusion. While digital banking and fintech hold great promise for expanding access to financial services for underserved populations, they also pose serious threats in the form of, for example, cybercrime, inadequate regulation, and bias against women (IFC, 2018). In this literature study, we'll look at how digital banking and fintech have affected financial inclusion, with an eye toward the pros and cons of these innovations for traditionally underrepresented groups like women and people in developing countries. Insights and implications for policymakers, fintech firms, and other players in the financial sector will be highlighted in the study after a thorough examination of the available literature.</p> <p>&nbsp;</p> Lim Khong Soon Copyright (c) 2023 Informative Journal of Management Sciences (IJMS) https://www.cubicjournals.com/index.php/IJMS/article/view/29 Mon, 10 Jul 2023 00:00:00 +0000 The EDUCATION AND ECONOMIC GROWTH IN MALAYSIA. A CASE STUDY OF POSTGRADUATE STUDIES https://www.cubicjournals.com/index.php/IJMS/article/view/27 <p>This case study examines the relationship between education and economic growth in Malaysia, with a focus on postgraduate studies. The study analyses the impact of postgraduate education on the economic growth of Malaysia and evaluates the part of education in enhancing human capital and driving economic development. The study uses a mixed-methods approach, including surveys and interviews, to collect data from postgraduate students, graduates, and employers in Malaysia. The findings indicate that postgraduate education has a positive effect on the economic growth of Malaysia, particularly in industries such as finance, technology, and healthcare. The study also highlights the importance of government policies and incentives to promote postgraduate education and enhance the quality of education in Malaysia. The study concludes that postgraduate education plays a crucial role in driving economic growth and enhancing the competitiveness of Malaysia in the global economy.</p> <p>&nbsp;</p> Abdul Razak bin Zamri Copyright (c) 2023 Informative Journal of Management Sciences (IJMS) https://www.cubicjournals.com/index.php/IJMS/article/view/27 Mon, 10 Jul 2023 00:00:00 +0000 The Impact of Innovation and Covid-19 on Performance of Listed Firms of Pakistan: Challenges and Implications of New Practice https://www.cubicjournals.com/index.php/IJMS/article/view/30 <p>The current study aims to analyze the relationship between innovation and covid-19 on the financial performance of the listed firms in Pakistan. The other purpose of the current study is to analyze the challenges and implications of the covid-19 on the performance of the firms. The researcher analyses how the performance of the firms is affected due to innovation and covid-19 in the pandemic situation. This study is new in terms of the variables used in the study. This study used the innovation in which two proxies are used i.e. Research and development and patent count. Secondly, it takes the covid-19 and to analyze the performance of the firms through the ROA and ROE. Most researchers used the pandemic situation to analyze the macroeconomic as well as the tourism industry because these two factors are more affected due to the pandemic situation. But in the current study, the researcher analyses the innovation and the covid-19 on the financial performance of the listed firms of Pakistan. This study used secondary data for the analyses. Data has been collected from the annual reports of the firms. For the covid-19 cases, the data has been collected from the World Health Organization. For the research and development, patent count, ROA and ROE the annual reports of the firms are used. The result of the current study shows that the Research and development of the firms affected the ROA of the firms but not the ROE of the firms. The patent count has affected both the ROA as well as the ROE of the firms. Covid-19 affected negatively the financial performance of listed firms in Pakistan. The limitations and future directions are important to improve the work of researchers as well as improve the quality of the research paper. Limitations of the study are also given by the researcher for future work. The study focuses on the pandemic situation and it shows how the innovation of the companies affects the performance of the companies. So, it provides the information to the managers as well as the policymakers to think about the innovation more as compared to using the previous methods of the sale.</p> <p>&nbsp;</p> Ayesha Seerat, Hamna Arshad, Sumaiya Javed Copyright (c) 2023 Informative Journal of Management Sciences (IJMS) https://www.cubicjournals.com/index.php/IJMS/article/view/30 Mon, 10 Jul 2023 00:00:00 +0000